Subscription Terms of Service

The Big Print

I agree to assume and retain all of my investment risk and hold harmless www.etfinvestingadvisor, its employees, owners, shareholders, directors, officers, agents and assigns from any and all liability.  I understand and acknowledge that ETF Investment Adviser is not registered to give individual investment advice and is only a publisher of data.   After the free trial period, access to information is only available to paid subscribers.  All subscriptions are non-refundable.  You may cancel future subscription renewal terms by contacting us in writing before the subscription renewal date.  Access to subscription data is permitted by a single individual from up to 3 different computer or tablet IP addresses. 

What You Get

You will receive access to ETF ranking tables which contain 11 proprietary ETF trend analytics to help you identify trends within ETF market data.  You can view the ETF data in a heat map view or organized by asset categories.  We also include a portfolio page that groups specific ETFs into portfolios ranked by trend performance.  This data is sortable and is updated 50 times per year each Sunday morning.  There will be 2 times per year it is not updated due to regular server maintenance schedules.  You will also receive real-time charts for each ETF.

What You Don't Get

Someone to call for investment advise or questions about your investments.  This is strictly a data service where you receive web log-in access to review updated trend data and charts on the selected ETFs  on your schedule.  We do not provide an alert or advisory service.  Our service is geared for long-term investors that want long-term focused trend data on ETFs. 

The Fine Print

USE COMMON SENSE
Please read this agreement carefully.  The information provided in the ETF Investing Advisor is not intended to be investment advice, or an offer to buy or sell any securities.  You must use common sense and consult a professional investment advisor before making any investment decisions.  The data contained in our reports relies on third-party data and may contain errors.  Our model portfolio results are partially based on back tested data, and past results are no guarantee of future results.  Investing in exchange traded funds and mutual funds involves risks and you could lose your entire investment.  The rest or our terms of service follow below.  If you do not want to be bound by the terms of this agreement stop using this site immediately.  Subscribing to our services constitutes your acceptance to these terms of service.

NOT INVESTMENT ADVICE

This site is not to be considered investment advise or financial advise. You must consult your own professional investment managers or financial consultants before making any investment decisions. This site only publishes data and offers no advice on investing. We are a data publisher only, and do not recommend that anyone follow any data model portfolio as their investment strategy.

SUBSCRIPTIONS WILL RENEW UNTIL CANCELLED
You agree to be charged at the time of subscription based on the type of plan you have selected. Your subscription will be renewed automatically and billed to your credit card at the beginning of each subscription period until you cancel the service. You may cancel at any time by following the procedure described in our Cancellation Policy.

CANCELLATION POLICY
There are no refunds offered for paid subscription terms past the 15 day free-trial period.  We feel this gives every potential subscriber adequate time to test our service and fully understand what they will be charged for under a paid subscription plan.  You may cancel future billing cycles at any time as long as we receive written notice before the inception of the new billing period.  We do not offer refunds on existing subscription terms.

DISCLAIMER
The material provided by ETF Investing Advisor is for general informational purposes only. The opinions and analyses included in the Information are based from sources believed to be reliable and written in good faith, but no representation or warranty, expressed or implied is made as to their accuracy, completeness or correctness. ETF Investing Advisor, Lucid Illumination Inc, its employees, directors, agents, content providers and any other parties involved in the creation, production or delivery or marketing of the Information disclaim any responsibility and shall not, in any event, be liable for any damages, claims, liabilities, costs or obligations including any indirect, punitive, special, incidental or consequential damages, including without limitation, loss of use, loss of data, loss of business profits, loss of opportunity, business interruption, personal injury or any other pecuniary loss (collectively the "Damages") whatsoever and howsoever caused, arising out of or in connection with the use or misuse of the Information or with the delay or inability to use the Information, whether such Damages arise in contract, tort, strict liability, negligence, equity or statute law or by way of any other legal theory, even if ETF Investing Advisor has been advised of the possibility of damages. ETF Investing Advisor's liability shall be strictly limited to those monies paid-to-date by member. ETF Investing Advisor disclaims any liability for unauthorized use or reproduction of any portion of the Information or the Site. Please review our Terms of Use carefully, which governs your relationship with ETF Investing Advisor and/or Lucid Illumination Inc., including, but not by way of limitation, use of this newsletter subscription.

USAGE POLICY
By accessing and using the ETF Investing Advisor service or the Information on this Web site, you are agreeing to be bound by these terms of use, conditions and disclaimer ("Terms of Use") and all applicable laws and regulations. If you do not agree with any part of these Terms of Use, you must immediately discontinue any use of the Site. These Terms of Use may change from time to time without notice and it is your responsibility to check for updates. By using this Site you are agreeing to be bound by the, then current version of these Terms of Use.. Any reference to ETF Investing Advisor in this document shall mean Lucid Illumination Inc. and its subsidiaries, and this document shall operate as a legal agreement between You and Lucid Illumination Inc..

SPECIAL PROMOTIONAL OFFERS
ETF Investing Advisor  may from time to time, in its sole discretion, make special promotional offers for which specific subscription conditions shall apply. You will not be eligible for those offers unless Provider specifically notifies you that you may be eligible for the offer.  In the event pricing or our service offerings change your access to future subscription access will be calculated on a pro-rata basis based on our regular price.  Opportunistic or discounted offers for extended terms will not be transferable to any new service offers.

CONTENT RESERVED RIGHTS
ETF Investing Advisor either owns the intellectual property rights, or has acquired the necessary permissions from content providers or suppliers, in all of the content, information, software, products and services on this Site and in Electronic Communications transmitted to members from time to time, including all text, HTML code, multimedia clips, images, graphics, icons, Java code and the selection and arrangement of the contents (collectively the "Information").

SUBSCRIPTION CONTENT ACCESS
Some contents and/or services on this Site may be offered to you conditioned on your payment of subscription fees. If you elect to purchase subscription-based content/services and transmit to ETF Investing Advisor a subscription purchase request, you warrant that all information that you submit is true and accurate (including without limitation your credit card number and expiration date), and you agree to pay all subscription fees you incur. You agree that these Terms of Use will apply to your subscription. You also agree to be bound by any additional terms of use, conditions and disclaimers that may be required by ETF Investing Advisor or any content Providers from time to time. This Site may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions. Although ETF Investing Advisor makes every reasonable effort to minimize such downtime, ETF Investing Advisor does not guarantee 100% availability of the Site.  Your subscription is personal to you and the members of your household, and you may not transfer or make available your account name and password to others, including without limitation your co-workers. Any distribution by you of your account name and password may result in cancellation of your subscription without refund and additional charges based on unauthorized use.

NO WARRANTIES
ETF Investing Advisor, Lucid Illumination Inc, its employees, directors, or agents does not guarantee or warrant the quality, accuracy, completeness, timeliness, appropriateness or suitability of the Information or of any product or services referenced on the Site. ETF Investing Advisor assumes no obligation to update the Information or advise on further developments concerning topics mentioned. The Site and the Information may be changed from time to time without notice. The Site may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions.  ETF Investing Advisor disclaims all warranties, representations and conditions regarding the Site and the Information, including, without limiting the generality of the foregoing, all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, freedom from libelous or privacy-invasive content, freedom from infections of viruses and availability, whether expressed or implied, or arising from a course of dealing, usage or trade practice.

ETFINVESTINGADVISOR.COM IS PROVIDING THIS SITE AND THE INFORMATION ON AN "AS IS" BASIS AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER WITH RESPECT TO THE SITE OR THE INFORMATION OR WITH RESPECT TO THE USE OR SUITABILITY OF THE SITE OR THE INFORMATION FOR ANY PURPOSE. THE INFORMATION MAY CONTAIN INACCURACIES, TYPOGRAPHICAL ERRORS OR OTHER ERRORS.

DISCLAIMER OF LIABILITY
ETF Investing Advisor, Lucid Illumination Inc, its employees, directors, agents, the content providers and any other parties involved in the creation, production or delivery or marketing of the Site or the Information disclaim any responsibility and shall not, in any event, be liable for any damages, claims, liabilities, costs or obligations including any indirect, punitive, special, incidental or consequential damages, including without limitation, loss of use, loss of data, loss of business profits, loss of opportunity, business interruption, personal injury or any other pecuniary loss (collectively the "Damages") whatsoever and howsoever caused, arising out of or in connection with the use or misuse of the Site or the Information or with the delay or inability to use the Site or the Information, whether such Damages arise in contract, tort, strict liability, negligence, equity or statute law or by way of any other legal theory, even if ETF Investing Advisor has been advised of the possibility of damages. ETF Investing Advisor's liability shall be strictly limited to those monies paid-to-date by member.  ETF Investing Advisor disclaims any liability for unauthorized use or reproduction of any portion of the Information or the Site.

HOLD HARMLESS
You agree to hold harmless and indemnify ETF Investing Advisor, Lucid Illumination Inc, its employees, directors, and agents from any and all liability arising out of your usage of this website or subscription services.

CONFIDENTIALITY WARNING
Absent the use of encryption, the Internet is not a secured medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. ETF Investing Advisor will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you may make to ETF Investing Advisor through the Internet, or that you expressly or implicitly authorize ETF Investing Advisor to make, or for any errors or any changes made to any transmitted information.

GOVERNING LAW
The laws of the Province of British Columbia will govern as to the interpretation, validity and effect of these Terms of Use and as to any dispute or claim based on your use of the Site or the Information, notwithstanding any conflict of laws provisions of your domicile, residence or physical location.  Any dispute between the parties that results in litigation shall be exclusively heard in the Courts of the Province of British Columbia, Canada.

AGREEMENT
THE USE OF ETFINVESTINGADVISOR.COM INFORMATION AND THE SUBSCRIPTION ARE OFFERED TO YOU CONDITIONED UPON YOUR ACCEPTANCE OF THIS AGREEMENT WITHOUT MODIFICATION, ALTERATION, OR AMENDMENT BY YOU. ACCESS TO ETFINVESTINGADVISOR.COM INFORMATION IS EXPRESSLY CONDITIONED UPON YOUR ASSENT TO ALL OF THE PROVISIONS, TERMS, AND CONDITIONS OF THIS AGREEMENT. USE OF ETFINVESTINGADVISOR.COM INFORMATION CONSTITUTES ACCEPTANCE BY YOU OF THIS AGREEMENT. ANY AGREEMENT BETWEEN PROVIDER AND YOU IS EXPRESSLY LIMITED TO THE TERMS AND CONDITIONS IN THIS AGREEMENT.

PRIVACY POLICY

This privacy policy sets out how ETFinvestingadvisor.com uses and protects any information that you give ETFinvestingadvisor.com when you use this website.
ETFinvestingadvisor.com is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.  ETFinvestingadvisor.com may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes.

What we collect
We may collect the following information:
  • name and job title
  • contact information including email address
  • demographic information such as postcode, preferences and interests
  • other information relevant to customer surveys and/or offers

What we do with the information we gather
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
  • Internal record keeping.
  • We may use the information to improve our products and services.
  • We may periodically send promotional email about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
  • From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail.
  • We may use the information to customize the website according to your interests.
  • We may provide your information to our third party partners for marketing or promotional purposes.
  • We will never sell your information.
Security
We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

How we use cookies
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyze data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Links to other websites
Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Controlling your personal information
You may choose to restrict the collection or use of your personal information in the following ways:
  • whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes
  • if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us
  • We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.


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